Your Initial Consultation Process

During your initial consultation (which we can do via phone or video conference) we will discuss your needs and the price range of the property you are looking for. We will then need to go through a process where we check your income and your liabilities. We will also discuss any deposit or savings you have prepared followed by some more specific questions about required to determine your loan candidacy.  At this stage, we will find if you are eligible or any government support as a first home buyer.

Operating according to the highest standards of integrity, we will be transparent about products and options and applicable fees and charges. We will also communicate in straightforward language to ensure you can make the well-informed decisions.

Be in your new home for Summer 2020.

Say YES to these three questions and complete form for pre-qualification.

  • Are you a first home buyer?
  • Are you currently employed and collectively earning $50,000 or more?
  • Do you want to stop paying rent?

Want to know more about the process?

Download our free First Home Buyers guide here!

First Home Buyer Criteria
First Home Buyer Criteria

Why pay rent?

With interest rate the lowest in living memory plus Government Grants, your mortgage repayments could be less than your weekly rental.

Find Out If You Are Eligible For…

First Home Owner Grant

This national scheme is funded by the states and territories and administered under their own legislation. Under the scheme, a one-off grant is payable to first homeowners that satisfy all the eligibility criteria.

First Home Buyers Assistance Scheme

And additional scheme (not included in the First Home Grant) which includes stamp duty reduction/exemption.

First Home Loan Deposit Scheme

Usually first home buyers with less than a 20 per cent deposit need to pay lenders mortgage insurance. Under the Scheme, eligible first home buyers can purchase a modest home with a deposit with as little as 5 per cent (lenders criteria also apply).

Home Builder Grants

HomeBuilder provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home or substantially renovate an existing home. HomeBuilder will assist the residential construction market by encouraging the commencement of new home builds and renovations.

First Home Super Saver Scheme

Customers can take funding out of their super to fund the first home purchase.

First Home Buyer Criteria

About OzBroker Plus

Ozbroker Plus is a mortgage broker platform that started in 2017 by several passionate mortgage-brokers with strong IT backgrounds. With a belief that digital banking and other online services can reshape the mortgage application process, we strive to make the online loan application easier to understand and the progress as smooth as possible. We act for the best interest of our customers, not lenders.

First Home Buyer Criteria

Incomparable Service For Our Customers

We are positioned with partners in all segments around the home loan industry. This is a key component of providing an all-in-one solution which can save you thousands. Accredited lenders include ANZ, Bank of China, Bluestone, Citibank, ING, Macquarie Bank, NAB, St. George Bank, Suncorp Bank, Westpac, and more.

First Home Buyer Criteria
First Home Buyer Criteria
First Home Buyer Criteria

See what others say about us


Cheng Yan

When we plan to purchase our first property, the staff from OzBroker+ approaches us and help to find the best property in our budget. The whole process takes 2-3 months.

And they provide some personal experience and suggestion which is useful and valuable. I definitely will recommend my friends/colleagues to seek for home loan service from OzBroker+.


Li Z.

They are the best!

Not only because they got me the highest loan amount and lowest rate, but also because of the very professional and continuous services after my purchase. Very considerable. They do Understand you, care about you and think for you. I am surprised that after the loan finished they still keep tracking the market and apply for more discount for me.

Highly recommended!


Juan P.

OzBroker managed to secure a competitive loan under challenges circumstances, the journey was not easy or quick, but communication and customer service were excellent along the way. A great result was achieved at the end, with a reasonable rate. I would recommend them to anyone, months after I am still asked if everything is Ok and under COVID-19 assistance was provided facilitating the communication with the bank to put a commercial loan on hold.

First Home Buyer Criteria

Why We Do What We Do

Ozbroker Plus started with a keen understanding of the way online mortgage broking could be optimised. Now we are accredited by over 15 lenders in Australia and the business is growing rapidly. Our speciality is that ability to quickly deliver reliable solutions for first-home buyers, property investors, or refinance seekers looking for lower rates and better banking facilities.

–  Victor Wang