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When was your last home loan health check?

When was your last home loan health check?

Things can change over time – and your home loan may not always be as ideal for you as it once was.

Getting a home loan health check can show, for example, if you’re currently paying too much.

What happens in a health check?

Your finance broker can run you through a check either in person or over the phone.

Basically, they will work out if your loan is still competitive and right for your personal circumstances.

It’s recommended you get a check at least once a year – or whenever you experience a major change in your personal circumstances.


Things you’ll want checked out:

  • Are you paying a reasonable interest rate?
  • Are you paying too much in fees?
  • Are you getting the features you need – or anything you don’t use?
  • Have your circumstances changed to make a change in home loan required?
  • Are you getting the best service for your money?


A check like this will potentially save you thousands while costing just about nothing.

There could be improvements to be made to applicable features – or a better payment structure to help you keep up with repayments more easily. You could even find yourself with a lower interest rate or an opportunity to take out additional finance.

Please feel free to contact us at OzBroker – our experts can give you a thorough health check of your home loan for FREE.



We are professional and reliable mortgage brokers since we offer customers wide range of loan products on the market. We started Ozbroker Plus with a keen understanding of the way online mortgage broking could be optimised - sales practice, calculation and solution delivery combining with automated technologies.